About

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The Helpful Banker is your educational resource for all things business banking.

The goal of this site is to pull back the veil and give you peek inside the banking industry. All of the articles here are written for entrepreneurs and business owners to provide insight into everything you’re going to encounter as you build a banking relationship.

You’re not just going to find information about business plans, loans, cash management, and other bank products, though. After spending some time here, you’ll be better prepared to negotiate terms, compare fees and structures, and get the best deal possible.

My name is David Campbell, and I never thought I’d be a banker.

My goal has always been to find a way to help people build their dreams, and I believed commercial lending could do that. But after seven years as a commercial lender in a large super-regional bank, I realized I was helping the bank more than the business owners I wanted to assist.

My job at the bank did allow me to accumulate invaluable knowledge, though. I worked directly with clients, wrote lending analysis packages, underwrote loans, and presented loan packages to the senior executives at the bank. I gained experience in all facets of bank financing.

My years of experience gave me the banking and financial background I needed; leaving the bank allowed me the freedom I wanted to be able to achieve my vision. Today, I’m dedicated to helping small businesses succeed.